This segment was broadcast on 18 October 2018. Some information may be out of date.

Ways to curb your spending

  • Why we do unnecessary spending?
  • Estimate your spending — roughly
  • Attack habits
  • Watch out for slogans
  • The Christmas trap
  • Get support — FinCap
  • Tell lenders to go away — Debt Blocker

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Mary Holm is a freelance journalist, a director of Financial Services Complaints Ltd (FSCL), a seminar presenter and a bestselling author on personal finance. From 2011 to 2019 she was a founding director of the Financial Markets Authority. Her opinions are personal, and do not reflect the position of any organisation in which she holds office. Mary’s advice is of a general nature, and she is not responsible for any loss that any reader may suffer from following it.