Mary Holm financial writer

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  from Mary Holm, New Zealand's most widely read investment writer

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The following is a selection of articles mainly from January 2005 to the present. To explore this topic in more depth and access earlier columns, please use the search box.

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Articles

NZ Herald August 2 2008

Q&As: 3 Q&As on whether New Zealand should raise GST and reduce income tax - including how some farmers cheat on their taxes, and whether we want to encourage people to work longer hours.
Why KiwiSaver providers are highly unlikely to suffer the same fate as many finance companies.

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NZ Herald July 12 2008

Article and then two Q&As about the Government's proposed changes to prevent employers from paying less to KiwiSaver employees than to other employees.

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NZ Herald May 3 2008

Q&As: Measuring movements of the Kiwi dollar against the US dollar can be quite misleading.
Last week's boss responds to my response to him!
KiwiSaver tough on small businesses.
Many reasons to use Indian labour rather than NZ labour.
NZ workers not so bad.

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NZ Herald December 15 2007

Q&As: Courses and grants help beneficiaries set up their own businesses.
Big earner is wrong to think KiwiSaver is not for him.
Why KiwiSaver money sits around at Inland Revenue for several weeks - although at least it earns interest.

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Holm Truths Winter 2007

A scheme for everyone: KiwiSaver is a good idea for every NZ resident under 65 - including self-employed, beneficiaries, adults not in the work force and children.
Also in this issue: From the mailbox - A financial planner offers some gems of wisdom, but I'm not totally convinced.

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NZ Herald January 13 2007

Q&As: Options for a newly retired couple with $200,000 and no home include part-time work, buying a home with a flat attached, an interest-only mortgage and equity release.
Two Q&As on which investments are affected by the new tax law on international shares, and how it will work for investors.

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NZ Herald March 4 2006

Q&As: Eftpos v credit cards. And bank fees.
The investment outlook is gloomy, so save!
Wealth doesn't make you happy.

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NZ Herald December 10 2005

Q&As: $29,000 rental in Gore not the thing for a risk-averse man.
More on tax on a second job.

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NZ Herald December 3 2005

Q&As: Who gets the money when mortgage rates increase?
2 Q&As on whether the tax rate on second jobs is fair.

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NZ Herald November 12 2005

Q&As: The pros and cons of self employment and income splitting.
Comparing shares with property is tricky.
How movements in the dollar affect investment in international share funds.

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NZ Herald October 22 2005

Q&As: Several on how families are taxed.
Can property sellers and agents lie to buyers?
Protestor over tax on international shares gets stroppy.

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NZ Herald October 15 2005

Q&As: 2 on how families should be taxed.
Should middle-income families get child care support?

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NZ Herald March 26 2005

Q&As: Man in mid 50s can afford to drop out - but what about emotionally?
Is reader silly to stick with renting?

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