Term deposits

NZ Herald 16 March 2024

Q&As:
– 5 shares in one industry playing with fire
– How rental property should be taxed
– Reader objects to landlord image
– What happens to odd cents
– The next step in laddering term deposits
– No I don’t support the Government blindly

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RNZ Radio 22 February 2024

How would you do in this financial knowledge test? Plus silly reasons for not being in KiwiSaver
– 4 questions about personal finance
– Old did better than young, and women did better than men
– 7 reasons given for skipping KiwiSaver are all faulty

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RNZ Radio 25 January 2024

Which bank for your term deposits? — we look at rates and riskiness
– Who pays highest interest over time?
– Chances of a bank failing
– What happens now if a bank fails?
– Deposit guarantee coming next year

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RNZ Radio 21 December 2023

Biggest personal finance story of 2023: High interest rates
– Mortgage rates too high? What you can do about it
– Term deposit rates high. Shop around.
– Effect on house prices
– How bank profits are affected.
– Conclusion: winners and losers swap places

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NZ Herald 16 December 2023

Q&As:
– Do fund managers “do nothing but take fees”?
– A good alternative to KiwiSaver hardship withdrawals
– Switching to a cheaper rental property has its pluses
– Control inflation by raising KiwiSaver contributions?

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NZ Herald 9 December 2023

Q&As:
– Laddering savings while studying for a new career
– Dodging the rental property bright-line test
– Using KiwiSaver money to buy a UK house
– Go for the pension scheme with the employer contributions
– No need to close KiwiSaver when living overseas
– Are your contributions included in your KiwiSaver return?

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NZ Herald 18 November 2023

Q&As:
– Tips for a 26-year-old on how saving for a home
– A 50% house price drop? 30% has happened
– Changes strengthen landlord argument
– Tough gifting rules for elderly care subsidy
– One way around the care subsidy rules?
– Divorce not the answer unless real

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NZ Herald 14 October 2023

Q&As:
– DIY funeral costs much less
– A better way to set up life insurance
– How life insurance helped a reader who is still alive
– It’s best to ignore fear and greed in the markets
– No tax break on KiwiSaver contributions via employer
– How to set up laddering of term deposits

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NZ Herald 12 August 2023

Q&As:
– Skip the bought coffee and lunch, and retire with heaps more
– Stick with funds despite high term deposits rates
– Three Q&As on grandchildren and inheritances
Plus:
– Sorted Money Month

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