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The following is a selection of articles and radio broadcasts mainly from January 2005 to the present. To explore this topic in more depth and access earlier columns, please use the search box.
NZ Herald 28 January 2017
Q&As: Who earns the interest while money moves from bank to bank over holidays?
RNZ Radio 21 April 2016
Good borrowing: How gearing boosts returns - and lossesView - It's FREE!
Radio NZ 11 February 2016
Why it's not easy to get rich quickView - It's FREE!
Radio NZ 10 December 2015
How overconfidence can make you poorer (and other psychological aspects of investing)View - It's FREE!
NZ Herald 5 September 2015
Q&As: KiwiSaver accounts very unlikely to go to zero, but nor are they guaranteed
NZ Herald 8 August 2015
Q&As: Banks shouldn't favour new customers, but reader shouldn't have big credit card debt
NZ Herald 1 August 2015
Q&As: Gold bugs disappear now that their price has plunged
NZ Herald 31 January 2015
Q&As: Kicked out of KiwiSaver for joining when too old
NZ Herald 5 April 2014
Q&As: How to tell if an investment - beyond low-risk KiwiSaver funds - is fairly safe
NZ Herald 23 November 2013
Q&As: Gear both or neither when comparing shares and property
NZ Herald 28 September 2013
Q&As: A bit of risk is good, even if it means having to cut your losses on a rental property
Syndicated column 8 September 2012 - Risk is not a dirty word
A man on the radio the other day was talking about risk, and how we've become so scared about our children's safety that we don't let them climb trees. The kids lose out. It's similar with investments. Many New Zealanders seem to be too scared of riskier investments, and they too lose from that fear.View - It's FREE!
NZ Herald 28 July 2012
This week and next week, this column will publish excerpts from a small book Mary Holm has written for the Reserve Bank called "Upside, downside: A guide to risk for savers and investors". It will be given away free to the public in September. This column will tell you how to get a copy then. Today's excerpts include an overview and an example of one type of risky investor behaviour. Next week we will publish further examples.View - It's FREE!
Syndicated column 24 September 2011 - Harsh words worth listening to
I've been hesitant to write about a recent speech by Paul Mersi in which he told off New Zealanders for their attitudes to money.View - It's FREE!
NZ Herald 2 April 2011
Q&As: Executives of failed finance companies can't get away with wearing the dunce's hat
NZ Herald 10 July 2010
Q&As: Other ways in which gold is risky
NZ Herald 12 September 2009
Q&As: One reader loathes KiwiSaver, while the next one loves it. But both don't fully understand it.
NZ Herald November 8 2008
Q&As: PIES have many more pros than cons, with tax breaks and, in some cases, a government guarantee
NZ Herald December 8 2007
Q&As: Why 20 shares are much better than two.
NZ Herald February 10 2007
Q&As: The warning signs in investment ads
NZ Herald December 9 2006
Money column for December 9, 2006
NZ Herald November 18 2006
Q&As: Should we get bigger tax deductions for donations to charity? Also - give Christmas gifts to those who really need them.
Syndicated column August 15 2006: Stop loss orders a dead loss
A reader writes that he is concerned about my advice in my last column.
NZ Herald August 5 2006
Q&As: Typical but rich women ask how to find an adviser.
NZ Herald February 4 2006
Q&As: Man who has made $3 million from shares.
NZ Herald January 28 2006
Q&As: 27-year-old overseas doesn't need more than 4 rentals in NZ.
NZ Herald January 21 2006
Q&As: Shares v term deposits - it depends how much time you have.
Holm Truths summer 05-06
Can you get rich quick?: Only by taking big risks
Syndicated column September 20 2005: Wellington and Christchurch dwellers big spenders and risk takers
So much for Aucklanders' image as the big spenders, risk takers and owers of debt!
Syndicated column August 9 2005: One bad apple - New Zealanders are bad at diversifying
Most New Zealand shareholders are frighteningly undiversified. About 24 per cent of share investors own shares in just one company, and another 36 per cent hold shares in two to five companies, according to recent research by the stock exchange, NZX, and sharebrokers ABN AMRO Craigs.
Syndicated column July 12 2005: Complexity of financial products no accident
Confirmation, at last, of what we've suspected all along: Providers of financial products may deliberately make them sound complicated.View - It's FREE!
Holm Truths autumn 04
'His & Hers' investment styles - How gender affects the way we invest
Holm Truths autumn 03
Emotions and investing: The way we feel affects our investing in ways we are not aware of
Holm Truths summer 02-03
Lessons from past mislead: Investing in what did well last year, or selling what did badly, usually does more harm than good
Holm Truths winter 01
Free lunch a rewarding spread: It's wise to spread your investment money around
Holm Truths autumn 01
Terms of enrichment: How long you want to tie up your money affects what you invest in.