Investing in Retirement
The following is a selection of articles mainly from January 2005 to the present. To explore this topic in more depth and access earlier columns, please use the search box.
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Articles
Syndicated column 27 March 2010 - Wanted: better insurance against outliving our savings
Imagine you're heading into retirement. You'll get NZ Super, but you also have savings in KiwiSaver or elsewhere. You would like to spend that money over the rest of your life and leave the house to the kids. But - not knowing how long you will live - how can you decide how much to spend each year?
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WHICH ASSETS ARE FOR YOU?
This week, Mary Holm's Q&A column is replaced by an excerpt from her latest book, "The Complete KiwiSaver". The principles she discusses here apply not just to KiwiSaver but to investing in general. Her Q&A column will resume next week.
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NZ Herald March 21 2009
Q&As: Tips for retired couple whose interest income has halved.
Savings accounts may pay more interest than term deposits - but take care.
Tax on foreign shares seems tough in current environment
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Syndicated column September 16 2008: Retirement payments likely to make a comeback
Annuities - which are typically monthly payments to retired people, over and above NZ Super - may be on their way back onto the New Zealand scene.
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NZ Herald April 14 2007
Q&As: A tax on house sales, to subsidise first home owners, is a lovely idea that wouldn't work.
Renting and saving elsewhere can leave you better off than home ownership.
Semi-retired couple who sold their home and rent are probably doing fine.
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NZ Herald March 10 2007
Q&As: Many elderly, and others, could benefit from rates postponement schemes.
Why floating interest rates might be better - for home equity release schemes and ordinary mortgages.
A not-so-dumb question about the $50,000 exemption for international tax changes, and a new source of info on the changes.
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NZ Herald December 9 2006
Money column for December 9, 2006
Win a ticket to a seminar
Q&As: Should retired couple invest in a commercial property? Why take on that risk?
Can we predict NZ dollar movements?
When is it best to change money from US to NZ currency.
A US website that evaluates international charities.
Yet another charity offers a Christmas gift programme.
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NZ Herald April 1 2006
Q&As: Can he retire?, 40-year-old asks.
Couple about to retire wonder if their expenses will drop as they get older.
Student loan interest ends. What happens if you go overseas?
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Holm Truths summer 05-06
Can you get rich quick?: Only by taking big risks
Also in this issue: From the Mailbox - Spending in retirement
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