Read Mary's current Herald column on-line now, or search the archives for previous subjects in her Herald and syndicated columns.
The following is a selection of articles mainly from January 2005 to the present. To explore this topic in more depth and access earlier columns, please use the search box.
NZ Herald 3 March 2012
Q&As: How to plan retirement savings if you don't want to own a home
NZ Herald 16 July 2011
Q&As: Retired couple with house in Christchurch's red zone have several options to weigh up
NZ Herald 12 March 2011
Q&As: A reader clearly doesn't like the idea of renting instead of home ownership.
NZ Herald 26 February 2011
Q&As: Why 55-year-old Mum shouldn't give up on home ownership
NZ Herald 29 January 2011
Q&As: 2 Q&As on whether home ownership beats renting whilst saving the difference between the two option.
Syndicated column 24 April 2010 - Home ownership doesn't always beat renting
The Investor Column - Embargoed until Saturday April 24 2010.
NZ Herald April 11 2009
Q&As: Tips on how to ease back into investing in share funds.
NZ Herald June 21 2008
Q&As: 2 Q&As on whether homeowners should sell and be renters for a while, to cash in on falling house prices?
NZ Herald April 12 2008
Q&As: Monkey story a great yarn, but it's not about the share market.
NZ Herald March 15 2008
March 15 Q&As: Two readers sound off about ring fencing rental property tax losses, and a third puts it all in historical perspective.
NZ Herald February 9 2008
Q&As: Calculator tells reader to stop saving and live it up a bit.
NZ Herald May 5 2007
Q&As: Auckland houses may be unaffordable, but apartments aren't.
NZ Herald April 7 2007
Q&As: Rent control would do more harm than good.
Syndicated column April 17 2007: Obsessed with property? Not us
New Zealanders are not as property mad - or as mortgage mad - as we've been led to believe, recent research shows.View - It's FREE!
NZ Herald April 14 2007
Q&As: A tax on house sales, to subsidise first home owners, is a lovely idea that wouldn't work.
NZ Herald February 24 2007
Seeking your questions about KiwiSaver
Holm Truths summer 06-07
The other B word: While some people find it easy to follow a budget, others struggle. Here are some tips for the latter group.
Syndicated column August 1 2006: Readers' questions on renting v home ownership
My last column - which said that you may do just as well renting as owning your home, provided you are disciplined about saving elsewhere - brought interesting questions from two readers.
Syndicated column July 18 2006: Owning your home not always the best option
Most New Zealanders grow up expecting to own their own home, but soaring house prices have made it harder for people to get into the market. Does that matter? Is home ownership all it's cracked up to be?View - It's FREE!
NZ Herald December 17 2005
Q&As: Should newly separated woman buy a house or rent?
Syndicated column October 18 2005: Home ownership not the only road to wealth
Shock, horror! Home ownership is falling and will continue to fall. But is that so bad?View - It's FREE!
NZ Herald July 9 2005
Q&As: Is geared rental property right for everyone?
NZ Herald July 2 2005
Q&As: Should woman buy a home now, despite Economist warnings?
NZ Herald June 11 2005
Q&AS: Paying extra for using a credit card.
NZ Herald June 4 2005
Q&As: 2 on renting v home ownership - including the psychology of the choice.
NZ Herald May 28 2005
Q&A: Is home ownership always good?View - It's FREE!
Holm Truths autumn 05
Moving the goalposts: Working part-time in retirement makes a huge difference to how much you need to save
NZ Herald March 26 2005
Q&As: Man in mid 50s can afford to drop out - but what about emotionally?
NZ Herald February 26 2005
Q&As: Should single Mum renovate, rent our her house and move elsewhere, or move to a cheaper house?
Holm Truths summer 01-02
Pay yourself first: A way to make it easier to save