Home Equity Release
The following is a selection of articles mainly from January 2005 to the present. To explore this topic in more depth and access earlier columns, please use the search box.
To read the full article, please click the subscribe button. Please note that Holm Truths articles are available only to annual subscribers.
Articles
NZ Herald March 24 2007
Q&As: Should we blame the banks for soaring house prices?
2 Q&As on the new fair dividend rate tax on non-Australasian shares - the threshold, and trying to get around the rules
2Q&As on home equity release - lifetime interest rates and break fees if you change your mind
Subscribe
NZ Herald March 10 2007
Q&As: Many elderly, and others, could benefit from rates postponement schemes.
Why floating interest rates might be better - for home equity release schemes and ordinary mortgages.
A not-so-dumb question about the $50,000 exemption for international tax changes, and a new source of info on the changes.
Subscribe
NZ Herald March 3 2007
Seeking your questions about KiwiSaver
Q&As: Are home equity release (HER) schemes - which lend to retired people with homes but little income - a rip-off?
Sentinel defends its HER schemes, but they are still expensive compared with possible alternatives.
Subscribe
NZ Herald January 27 2007
Q&As: Unclaimed money may be yours!
Options for couple retiring with $200,000 and no house.
More on the index/active share fund debate - the theory and how it works in NZ
Subscribe
NZ Herald January 13 2007
Q&As: Options for a newly retired couple with $200,000 and no home include part-time work, buying a home with a flat attached, an interest-only mortgage and equity release.
Two Q&As on which investments are affected by the new tax law on international shares, and how it will work for investors.
Subscribe
Holm Truths autumn 05
Moving the goalposts: Working part-time in retirement makes a huge difference to how much you need to save
Also in this issue: From the Mailbox - Is home ownership so great?
Subscribe
|