Mary Holm financial writer

  Independent and down to earth financial info you can trust
  from Mary Holm, New Zealand's most widely read investment writer

Archives

Read Mary's current Herald and syndicated columns on-line now, or subscribe and search the archives for previous subjects.

A day's access costs only $5, or purchase an annual subscription for $50 and read Mary's quarterly Holm Truths too. Click here to purchase your access or subscription.



Sign up to Mary's occasional free News Mailout.

Name: 
Email: 

Children and Money

The following is a selection of articles mainly from January 2005 to the present. To explore this topic in more depth and access earlier columns, please use the search box.

To read the full article, please click the subscribe button. Please note that Holm Truths articles are available only to annual subscribers.

Articles

NZ Herald July 5 2008

Q&As: Average Joe Bloggs, sick of the rich and poor ripping off the system, seeks tax breaks.
"Fair Go" television show overlooked three important points when criticising KiwiSaver for children.

Subscribe

NZ Herald May 10 2008

Q&As: Grandma will help grandson more by opening her own KiwiSaver account and giving him the savings.
Ultraconservative KiwiSaver funds are as safe as bank accounts, and bring much higher returns.
Is lack of self control more prevalent now than in the past?
Government bonds have their place for the ordinary investor.

Money column for May 10 08

Subscribe

NZ Herald December 1 2007

Q&As: In defence of so many questions about KiwiSaver - and a challenge to readers.
Getting the best out of KiwiSaver for a non-earning wife and college kids.
Getting the best out of KiwiSaver for an early retiree on a low income.

Subscribe

NZ Herald November 17 2007

Q&As: Why don't banks lend money for share investment?
2 Q&As on how you can best help your grandchildren (or children) into KiwiSaver
Christmas gifts for those who really need them

Subscribe

Syndicated column September 18 2007: Combining kids and KiwiSaver

Every New Zealander under 65 will benefit from joining KiwiSaver, including newborns. But the rules - and how to make the most of them - are different for children, and many readers have questions about that. Here are a couple:

Subscribe

NZ Herald August 11 2007

Q&As: KiwiSaver is just right for 30-year-old son having difficulty saving for his first home.
Why sign up a one-year-old for KiwiSaver?
Also: Some winning entries in the "KiwiSaver: How to make it work for you" giveaway.

Subscribe

NZ Herald August 4 2007

Q&As: How can employees get around the KiwiSaver restrictions on them, and how much should you contribute for your children?
A mother worries about whether she should sign up her children in KiwiSaver.
Also: Some winning entries in the KiwiSaver book contest.

Subscribe

NZ Herald May 19 2007

Q&As: Four readers give diverse views on whether baby boomers or Generation Xers got a better deal on tertiary education, student loans, and affordability of houses.

Subscribe

NZ Herald November 4 2006

Q&As: Two on why many rental property investors should pay tax on their gains when they sell. It's the law!
How to teach teens about budgeting.
Allowing for tax when calculating returns on term deposits.

Subscribe

NZ Herald September 30 2006

This is the final week in which we are running excerpts from Mary Holm's bestselling book, "Get Rich Slow: How to grow your wealth the safe and savvy way." Mary's regular Q&A column will resume next week.

TEACHING THE CHILDREN WELL

Subscribe

NZ Herald February 4 2006

Q&As: Man who has made $3 million from shares.
How much risk for a 53-year-old?
How good is advice from banks?

Subscribe

Syndicated column November 1 2005: Borrowing tricky between family or friends

A quote recently caught my eye. "The easiest way to teach children the value of money is to borrow some from them," it said.

But that applies not only to children. Adults, it seems, take much more notice when someone has borrowed from them than when someone has lent to them.

Subscribe

Holm Truths spring 05

Kids, cash and cards: Help your children learn about money

Also in this issue: From the Mailbox - Saving for the children's future

Subscribe

NZ Herald October 15 2005

Q&As: 2 on how families should be taxed.
Should middle-income families get child care support?

Subscribe

NZ Herald October 8 2005

Q&As: 5 on how different types if families should be taxed.
Many readers sent submissions to the government on proposed changes on taxation of international shares.
Am I a National Party supporter?

Subscribe

NZ Herald October 1 2005

Q&As: Should single people get tax breaks too?
Several Q&As on proposed tax changes on international shares.
How you can sell your home via a website.
What are our tax rates?

Subscribe

NZ Herald April 9 2005

Q&As: Where should a 13-year-old put his regular savings?
Extra repayments on a fixed mortgage.

Subscribe

NZ Herald March 19 2005

Q&As: Tips for a 12-year-old on how to save.
A revolving credit mortgage might be just the thing.
One way to spot a leaky home.

Subscribe

Holm Truths spring 04

Investor beware!: How to spot a rip-off or scam

Also in this issue: From the Mailbox - Plans for single mother of 41

Subscribe