Borrowing
The following is a selection of articles mainly from January 2005 to the present. To explore this topic in more depth and access earlier columns, please use the search box.
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Articles
NZ Herald March 29 2008
Q&As: Do Blue Chip, finance company and other investment victims deserve what's happened?
2 Q&As on "nicer" ways to invest than rental property.
Electronic tax payment problems not common.
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NZ Herald November 17 2007
Q&As: Why don't banks lend money for share investment?
2 Q&As on how you can best help your grandchildren (or children) into KiwiSaver
Christmas gifts for those who really need them
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NZ Herald October 20 2007
THE OTHER B WORD
Budgeting is rather like eating healthily or exercising. Some people like to do it, but for others it's a chore. And for many it's a source of guilt. They think they should do it, but they don't.
This article could be yet another telling the laggards how they will be much better people if they keep track of all their spending. But that's hardly likely to make any more difference than other such articles.
As poet Robert Frost wrote: "Nobody was ever meant, to remember or invent, what he did with every...
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NZ Herald March 31 2007
Q&As: Have you got what it takes to borrow to invest in a share fund?
How frequent traders in international shares will be taxed under the new rules.
How Inland Revenue might catch property traders.
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Syndicated column March 6 2007: Digging your way out of the big hole
You're never in debt so deep that you can't get out again. At least one reader of this column will be reassured by this message from Raewyn Fox, chief exec of the Federation of Family Budgeting Services.
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NZ Herald March 3 2007
Seeking your questions about KiwiSaver
Q&As: Are home equity release (HER) schemes - which lend to retired people with homes but little income - a rip-off?
Sentinel defends its HER schemes, but they are still expensive compared with possible alternatives.
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Syndicated column February 3 2007: Help for those in debt
Repaying high-interest debt is sometimes called the best investment. And there's a way to do it that, I suspect, many people don't know about.
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NZ Herald July 15 2006
Q&As: Lessons from the Bible: Is borrowing bad?
Is luck or attitude the secret to wealth?
Sharebrokers shouldn't always be expected to give ongoing advice.
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Holm Truths autumn 06
Stuff and happiness: Buying things you don't really need
Also in this issue: From the Mailbox - Should a young man buy himself a house?
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NZ Herald February 4 2006
Q&As: Man who has made $3 million from shares.
How much risk for a 53-year-old?
How good is advice from banks?
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Syndicated column November 15 2005: Borrowing is not all bad - it depends why we borrow
Reserve Bank Governor Alan Bollard has been telling us off because we keep raising our mortgage debt. But, from the individual's point of view, how bad is that? It depends on why we borrow.
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Syndicated column November 1 2005: Borrowing tricky between family or friends
A quote recently caught my eye. "The easiest way to teach children the value of money is to borrow some from them," it said.
But that applies not only to children. Adults, it seems, take much more notice when someone has borrowed from them than when someone has lent to them.
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Holm Truths spring 05
Kids, cash and cards: Help your children learn about money
Also in this issue: From the Mailbox - Saving for the children's future
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Syndicated column September 20 2005: Wellington and Christchurch dwellers big spenders and risk takers
So much for Aucklanders' image as the big spenders, risk takers and owers of debt!
Wellington and Christchurch dwellers are more inclined to put some of their savings into high-risk, high-return investments than Aucklanders, a recent survey shows.
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Holm Truths autumn 04
'His & Hers' investment styles - How gender affects the way we invest
Also in this issue: From the Mailbox - Borrowing to invest, eg in a rental property
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Holm Truths winter 02
Getting into gear: Borrowing to invest makes a good investment better and a bad investment worse
Also in this issue: Great Debate - Fixed v floating mortgages
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Holm Truths autumn 02
Burrowing into borrowing: Buying goods and services using credit cards or hire purchase can hurt your wealth
Also in this issue: Great Debate: Credit cards v EFTPOS
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