Bonds

The following is a selection of articles mainly from January 2005 to the present. To explore this topic in more depth and access earlier columns, please use the search box.

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Articles

Syndicated column May 13 2008: Safe haven for nervous investors

Spooked by the Blue Chip, Feltex and finance company collapses, a growing number of New Zealanders are joining the "flight to quality" by buying government bonds or their little brothers, Kiwi Bonds.

NZ Herald May 10 2008

Q&As: Grandma will help grandson more by opening her own KiwiSaver account and giving him the savings.
Ultraconservative KiwiSaver funds are as safe as bank accounts, and bring much higher returns.
Is lack of self control more prevalent now than in the past?
Government bonds have their place for the ordinary investor.

Money column for May 10 08

NZ Herald April 26 2008

Q&As: KiwiSaver the last straw for employer of "whinging, incompetent" New Zealanders
Reserve Bank offers some reassurance for reader worried that NZ banks could be caught up in their foreign parent's woes ...
.... But if you're still worried, consider the safest investments of all, government securities.

NZ Herald September 2007

Q&As: Should a couple with 3 children move to a bigger house in town or take a bet on a coastal property?
Are KiwiSaver bond funds as conservative as they seem?

NZ Herald December 10 2005

Q&As: $29,000 rental in Gore not the thing for a risk-averse man.
More on tax on a second job.

Holm Truths spring 05

Kids, cash and cards: Help your children learn about money

Also in this issue: From the Mailbox - Saving for the children's future

Syndicated column October 4 2005: A message that goes too far - Shares beat mixtures over long term

I take exception to a recent New York Times article entitled, "The long-term lesson: It pays to diversify". If you look hard at the numbers quoted by the writer, they show just the opposite.

Holm Truths winter 05

Seize the chance: A great way to boost your savings

Also in this issue: From the Mailbox - Investment as retirement approaches

NZ Herald April 30 2005

Q&As: How do bonds differ from term deposits?
Where to get info on interest rates.

NZ Herald March 5 2005

Q&As: How to invest a student loan, and SHOULD you?
Where can you get an apartment for $100,000?
Bonds may beat term deposits, even for the short term.

NZ Herald February 12 2005

Q&As: Should young person saving for a house buy now?
Where to invest while saving to buy a house.

NZ Herald January 22 2005

Q&As: Couple "retiring" in their 30s wonder how to invest their savings.
94-year-old share trader doing just fine.
How to run a caravan rental business.

Holm Truths summer 04-05

Scattering the seeds: By diversifying, you reduce risk but not returns

Also in this issue: From the Mailbox - Some people over-save for retirement

Holm Truths winter 04

3rd big question: When? - How should you time your investing?

Also in this issue: From the Mailbox - Where to invest while saving for a car

Holm Truths autumn 04

'His & Hers' investment styles - How gender affects the way we invest

Also in this issue: From the Mailbox - Borrowing to invest, eg in a rental property

Holm Truths winter 03

First things first: How much should you invest in bonds, shares, property and so on?

Also in this issue: Great Debate: NZ v international shares

Holm Truths autumn 03

Emotions and investing: The way we feel affects our investing in ways we are not aware of

Also in this issue: Great Debate - Term deposits v corporate bonds

Holm Truths winter 01

Free lunch a rewarding spread: It's wise to spread your investment money around

Also in this issue: Great Debate - Shares v share funds