Kiwi Saver, Mary Holm financial writer and columnist

  Independent and down to earth financial info you can trust
  from Mary Holm, New Zealand's most widely read investment writer


Read Mary's current Herald column on-line now, listen to recent radio broadcasts, or search the archives for previous subjects in her Herald and syndicated columns or broadcasts.

The following is a selection of articles and radio broadcasts mainly from January 2005 to the present. To explore this topic in more depth and access earlier columns, please use the search box.


NZ Herald 27 May 2017

Q&As: Million-dollar savings goals do more harm than good
- Retirement expectations rise and so should saving
- Don't like one housing forecast? Here are some more
- Several NZ passive fund providers

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NZ Herald 20 May 2017

Q&As: Predicted house price fall no big deal for most
- Older KiwiSaver may be okay in growth fund
- "Ad for active investing" not so convincing
- Forex trader's record worrying

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NZ Herald 6 May 2017

Q&As: Index fund comparison inaccurate - and look how shares have grown!
- Broke couple could share their house ...
- ... or live on a boat
- Beneficiaries entitled too
- Paying for your rest home? Lucky you
- Services for Seniors booklet tells all

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NZ Herald 24 December 2016

Q&As: When you can take diversification too far
- Where to invest in passive or index funds
- Book is older than I thought
- 2 letters from immigrants express their appreciation
- 15 years later, advice has proved helpful

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NZ Herald 17 December 2016

Q&As: Many reasons why a winning active share fund won't stay on top
- Why do husband and wife's funds perform so differently?
- Offset mortgages more vulnerable than revolving credit loans
- No plans for 2 big banks to follow others with offset mortgages
- Do employers deserve praise for contributing to KiwiSaver?
- Update on proposal to raise NZ Super age

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NZ Herald 10 December 2016

Q&As: Couple should get into KiwiSaver, and changes proposed for the scheme
- Could the growing popularity of index funds mess up markets?
- My comments on Brian Gaynor's column about index fund investing

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NZ Herald 26 November 2016

Q&As: Better to put savings towards mortgage than emergency fund
- How to weigh up KiwiSaver versus other saving
- Reader not stuck with KiwiSaver provider, but costly to move
- Reactions vary on discussion about which indexes to use

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NZ Herald 12 November 2016

Q&As: Risky to put all your money in a single share
- Reader recommends book and website about index funds
- NZ research on active v passive similar to elsewhere
- My maths is called into question
- A reader doesn't like debate in column...
- ... But another reader is happy
- KiwiSaver rules if you move overseas

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NZ Herald 5 November 2016

Q&As: In retirement planning, first work out how long you're likely to live
- Did angry reader actually read my last column?
- Another columnist and I battle it out over active v passive funds
- Sometimes leasehold property works out well
Money column for November 5 2016

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RNZ Radio 13 October 2016

Listeners' questions, comments and quibbles on the last discussion - on index funds and exchange traded funds

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RNZ Radio 29 September 2016

My favourite type of share investment - index funds and exchange traded funds (ETFs)

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RNZ Radio 15 September 2016

Why I'm sticking with shares for the long term - despite recent research

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NZ Herald 10 September 2016

Q&As: Ethical investing can be effective - even if it's not done perfectly
- KiwiSaver tax credit continues if you're overseas briefly
- Deduction of overseas pension from NZ Super the only fair way

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NZ Herald 21 May 2016

Q&As: Rates postponement a good option for couple
- Fraud investigator writes about scams ...
- ... And so does a victim
- Vanguard not the only US index fund option

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NZ Herald 14 May 2016

Q&As: Steer clear of Hong Kong share pitch
- Hedging applies to most KiwiSaver investors
- A way to hedge an index fund investment

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NZ Herald 7 May 2016

Q&As: Thai retirement not so cheap
- Buffett not unbalanced
- 3 Q&As on investing in international index funds

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NZ Herald 30 April 2016

Q&As: The richest ones don't look rich
- Why index share fund fees are higher in NZ
- Another way to invest in Smartshares
- Why NZ investors are hit particularly hard by inflation

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NZ Herald 23 April 2016

Q&As: Smartshares are a good way to get into share investing ...
- ... And they beat mortgage repayment for one reader
- Who worries more, rich or poor retirees?
- Retirement Commissioner seeks your thoughts

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