Kiwi Saver, Mary Holm financial writer and columnist

  Independent and down to earth financial info you can trust
  from Mary Holm, New Zealand's most widely read investment writer


Read Mary's current Herald column on-line now, listen to recent radio broadcasts, or search the archives for previous subjects in her Herald and syndicated columns or broadcasts.

The following is a selection of articles and radio broadcasts mainly from January 2005 to the present. To explore this topic in more depth and access earlier columns, please use the search box.


NZ Herald 31 March 2018

Q&As: Small town a good deal for retired couple
- Budgeting whizz kid loved story of woman buying a house on $30,000 ...
- ... but struggling mother didn't
- Can't reinvest dividends? Send them to your KiwiSaver account
- My recommended real estate commission structure outlined
- Reader outdoes agents, selling on her own

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NZ Herald 24 March 2018

Q&As: How to tell term deposit institutions apart
- Frugal superannuitants seem hurt by last week's column
- Real estate agent defends colleagues, and shares a couple of secrets
- Dividend reinvestment plans work well for many shareholders
- 2 Q&As on who is a professional

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NZ Herald 2 September 2017

Q&As: Taking socially responsible investing a step further - investing in 'good' companies
- Tax-favoured shares not necessarily a wise investment
- Lots of fee payments early on worry new KiwiSaver
- NZ has low-tax high-dividend share funds

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NZ Herald 26 August 2017

Q&As: Share investor has excelled - but don't count on it continuing
- A good company is not necessarily a good investment
- Couple can't leave intact KiwiSaver accounts to their daughters
- Another way to invest emergency money

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RNZ Radio 15 June 2017

Investment risks - Part 4: Ups and downs in investments, emotions and fees

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NZ Herald 15 October 2016

Q&As: Like it or not, retiree didn't directly contribute to NZ Super he now receives
- Buying leasehold property is for high risk takers only
- KiwiSaver first home withdrawal rules much less than grant rules
- Dividends beat bank interest, but riskier

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RNZ Radio 15 September 2016

Why I'm sticking with shares for the long term - despite recent research

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NZ Herald 9 April 2016

Q&As: New index will tell more about how 65-pluses spend
- Was I dismissive to a reader last week?
- Is diversification the main point in a high-yield share portfolio?
- Original high-yield correspondent explains his strategy
- Sharebroker info useful but don't get into frequent trading

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NZ Herald 2 April 2016

Q&As: Live well on $15,000 a year in Thailand
- Reader questions last week's correspondent's dividend income ...
- ... While another reader explains it, and wonders about adviser role
- Better to read the column regularly than to chance upon it in some packaging!

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NZ Herald 21 November 2015

Q&As: Why it's better to sell a home before buying another one
- Reader alarmed by what I said about interest on bonds
- Do high dividends go with high risk?
- Another KiwiSaver provider offers regular withdrawals in retirement

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NZ Herald 14 November 2015

Q&As: Investing for dividend income okay for some, but has its risks
- Info outdated on ANZ's KiwiSaver cash fund holdings
- BNZ cash fund returns not so bad, but that's not the main point
- Reader challenges Kiwibank's KiwiSaver investing
- Interest paid on KiwiSaver money-in-waiting

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