Kiwi Saver, Mary Holm financial writer and columnist

  Independent and down to earth financial info you can trust
  from Mary Holm, New Zealand's most widely read investment writer


Read Mary's current Herald column on-line now, listen to recent radio broadcasts, or search the archives for previous subjects in her Herald and syndicated columns or broadcasts.

The following is a selection of articles and radio broadcasts mainly from January 2005 to the present. To explore this topic in more depth and access earlier columns, please use the search box.


RNZ Radio 13 December 2018

Winning questions

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RNZ Radio 15 November 2018

Reverse mortgages: A worry or a great idea?

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RNZ Radio 1 November 2018

Listeners' questions about mortgages

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NZ Herald 20 October 2018

Q&As: Woman starting again after separation could get KiwiSaver help
- Reverse mortgage not a good idea for retiree with rental and cash
- How to decide your KiwiSaver risk level

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NZ Herald 13 October 2018

Q&As: Paying down mortgage beats adding to KiwiSaver
- Why it can be good to be in more than one KiwiSaver fund
- Will this work instead of a reverse mortgage?, readers asks
- Come on, KiwiSaver providers!

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NZ Herald 22 September 2018

Q&As: Reverse mortgages not usually good in your 50s, but maybe for this couple
- 89-year-old's plan includes a reverse mortgage
- 'Victim' reluctant to complain about payday lender
- Sharped-eyed reader makes some points about last week's column

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NZ Herald 25 February 2017

Q&As: Questions to ask before parents lend mortgage money to their children
- Determined couple pay down big mortgage fast
- Bank's reluctance to extend credit card limit is surprising
- Tax adviser thinks tax should have been mentioned last week

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RNZ Radio 27 October 2016

Eating your house: ways to make use of the value of your house in retirement

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NZ Herald 1 December 2012

Q&As: Reverse mortgages can work well, if you know what you're doing
- Where to get comparable info on KiwiSaver fees
- A parent's worries about KiwiSaver are probably unfounded

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NZ Herald 16 February 2013

Q&As: A company that promises way too much. Steer clear!
- 2 Q&As about how reverse mortgages might affect government residential care subsidies
- More on relationship property next week

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NZ Herald 9 February 2013

Q&As: Ways to keep a daughter's partner's hands off an inheritance if he leaves the daughter
- Another provider of reverse mortgages
- 2 Q&As on the pluses and minuses of reverse mortgages

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NZ Herald 2 February 2013

Q&As: Interest-only mortgages have major flaws
- Another - good - approach to reverse mortgages
- Are the banks ripping us off with reverse mortgages?
- Spending certainly didn't decrease for this new retiree
- KiwiSaver contributions flexible

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NZ Herald 26 January 2013

Q&As: Beneficiary can do well with KiwiSaver - with help from a Buddy
- Elderly couple shocked at how fast reverse mortgage is growing
- Should reverse mortgage interest rates be lower?

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NZ Herald 15 December 2012

Q&As: The pluses outweigh the minuses when putting kids into KiwiSaver
- Some thoughts about reverse mortgages
- Alternatives to reverse mortgages
- An end of year message

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NZ Herald 8 December 2012

Q&As: Child's KiwiSaver account highly unlikely to shrink to zero
- Family could do its own "reverse mortgage"
- Some downsides of reverse mortgages

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