Kiwi Saver, Mary Holm financial writer and columnist

  Independent and down to earth financial info you can trust
  from Mary Holm, New Zealand's most widely read investment writer


Read Mary's current Herald column on-line now, listen to recent radio broadcasts, or search the archives for previous subjects in her Herald and syndicated columns or broadcasts.

The following is a selection of articles and radio broadcasts mainly from January 2005 to the present. To explore this topic in more depth and access earlier columns, please use the search box.


NZ Herald 29 July 2017

Q&As: Why term deposit returns now beat old returns above 10%
- Is it OK if an employer makes employees pay their own KiwiSaver employer contributions?
- Is it better to pay down the mortgage fast or be in KiwiSaver?
- Might a fees-only financial adviser still accept commissions?

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RNZ Radio 1 June 2017

Investment risks - Part 3: Looking over your shoulder or overseas, or overlooking inflation

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NZ Herald 30 April 2016

Q&As: The richest ones don't look rich
- Why index share fund fees are higher in NZ
- Another way to invest in Smartshares
- Why NZ investors are hit particularly hard by inflation

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NZ Herald 16 April 2016

Q&As: Employees not limited to 3,4 or 8% KiwiSaver contributions
- Should young couple get into rental property?
- An investment option for Muslims
- 2 ways to get into share investing
- Many prices have fallen over the years

Money column for April 16 2016

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NZ Herald 26 March 2016

Q&As: Reader suggests an economist could explain unfair tax on term deposits and property investment
- ... And the economist does so
- Shares work well for retiree
- 3 ways another retiree could cut expenses
- How to reduce the cost of a funeral
- Debt-dodging daughter should attend a course

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NZ Herald 12 March 2016

Q&As: Judge interest rates against inflation
- Retired couple seek higher returns
- KiwiSaver provider drops fees on low balances
- Young home buyers weigh up fixed and floating mortgages

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NZ Herald 21 June 2014

Q&As: Reader says column includes too much on KiwiSaver - which won't work well anyway. Also, new 'tool' duds retirees
- Is employer's way of getting employees to basically pay their own KiwiSaver employer contributions legit? ...
- ... Might such practices be outlawed? And how are political parties proposing to change KiwiSaver?
- Family Budgeting Services could be a big help to a couple

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