Kiwi Saver, Mary Holm financial writer and columnist

  Independent and down to earth financial info you can trust
  from Mary Holm, New Zealand's most widely read investment writer


Read Mary's current Herald column on-line now, listen to recent radio broadcasts, or search the archives for previous subjects in her Herald and syndicated columns or broadcasts.

The following is a selection of articles and radio broadcasts mainly from January 2005 to the present. To explore this topic in more depth and access earlier columns, please use the search box.


RNZ Radio 20 September 2018

Ethical (or responsible) investing - what we say versus what we do

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NZ Herald 4 November 2017

Q&As: KiwiSaver providers are poor educators (includes list of ethical KiwiSaver funds)
- No extra protection for KiwiSaver funds
- Pros and cons of property v shares
- The believer, the atheist and the agnostic

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NZ Herald 2 September 2017

Q&As: Taking socially responsible investing a step further - investing in 'good' companies
- Tax-favoured shares not necessarily a wise investment
- Lots of fee payments early on worry new KiwiSaver
- NZ has low-tax high-dividend share funds

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RNZ Radio 13 October 2016

Listeners' questions, comments and quibbles on the last discussion - on index funds and exchange traded funds

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NZ Herald 10 September 2016

Q&As: Ethical investing can be effective - even if it's not done perfectly
- KiwiSaver tax credit continues if you're overseas briefly
- Deduction of overseas pension from NZ Super the only fair way

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NZ Herald 3 September 2016

Q&As: Should student earn interest while running up student loan?
- Freebies for shareholders left some the worse for wear
- Deduction of Canadian pension from NZ Super seems fair
- Another ethical KiwiSaver fund
- Show Me The Money Week about to start

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NZ Herald 27 August 2016

Q&As: Who should add a windfall to KiwiSaver, and who shouldn't
- Reader gets fun out of direct share investment
- Was Rabobank included in recent stress tests?
- Is there any point in reader continuing pension contributions?
- Which KiwiSaver funds are 'ethical'

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Radio NZ 12 November 2015

Two issues: Is home ownership the only way to go? And ethical investing

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NZ Herald 20 December 2014

Q&As: Couple gets a second chance for the KiwiSaver first home subsidy
- Where to get info on ethical KiwiSaver funds
- An ethical KiwiSaver fund with a difference
- Thanks to readers throughout the year

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NZ Herald 13 December 2014

Q&As: New Zealanders are 'all talk and no action' on ethical funds
- Don't try to time markets with your KiwiSaver account
- Why we need a capital gains tax
- Why rental property should be taxed like other businesses
- Landlords not necessarily admirable, but ...

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NZ Herald 14 December 2013

Q&As: Wisdom for bankrupt couple from one who has been there
- How to find ethical funds in the KiwiSaver Fund Finder
- Dangerous issue with last week's picture
- Stop tampering with KiwiSaver
- Last column of the year and thanks to correspondents

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Syndicated column 9 October 2010 - Prospering from booze, bets, bombs and butts

It won't be everyone's cup of tea - or perhaps I should say glass of scotch - but the performance of a US share fund called the Vice Fund suggests that investing in what other people shun can pay off.

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NZ Herald 13 February 2010

Q&As: Some active share funds will do better than passive index funds, but it's impossible to predict which ones
Don't go chasing high-performing KiwiSaver funds - here's how to choose your provider
Another index fund available in New Zealand
Fee-charging advisers don't gain from putting clients in higher risk investments than they should

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NZ Herald January 31 2009

Q&As: Several options for 20-year-old who worries that the state of the world makes KiwiSaver iffy.
5 Q&As about reader who was offered a mortgage deal that was too good to be true.

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NZ Herald September 13 2008

Win a book
Q&As: KiwiSaver ethical investments options vary widely
Options for KiwiSavers who have gone overseas
A provider challenges my advice on a family spreading its KiwiSaver accounts around

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Syndicated column April 29 2008: Ethical investing likely to catch on here

Ethical investing - which has been increasingly popular in other western countries - is likely to catch on in New Zealand now that KiwiSaver providers have to state in their investment documents whether they offer this option.

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NZ Herald July 28 2007

Q&As: KiwiSaver providers that are offering ethical investment funds.
More on ethical KiwiSaver funds.
Will the KiwiSaver kick-start be around for a while?
Could the government take KiwiSaver money to repay student loans?
Oops! Too much haste.
Sack adviser who recently recommended Bridgecorp.

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