NZ Herald 18 July 2026
Q&As:
– Will she have to help pay for his residential care?
– Should KiwiSaver be scrapped?
– Should redundant man keep contributing to KiwiSaver?
– Shares and ETFs versus KiwiSaver fund
Q&As:
– Will she have to help pay for his residential care?
– Should KiwiSaver be scrapped?
– Should redundant man keep contributing to KiwiSaver?
– Shares and ETFs versus KiwiSaver fund
The power of drip feeding into investments
– 3 reasons it works well
– What is dollar cost averaging?
– Why does it work?
– What if you have a lump sum?
Q&As:
– How to make KiwiSaver more universal
– Would KiwiSaver compulsion hurt early retirees?
– Should Mum switch providers?
– 64-year-olds told to apply for NZ Super
– How much foreign pensions help NZ Super
Q&As:
– Are houses as affordable as ever?
– Index funds beating active, but will it last?
– How to tell when to sell shares
– How to cut health insurance costs
Is KiwiSaver leaving some people behind?
– Increasing calls to change this
– Lower income people less likely to contribute
– Hardship withdrawals increase
– Suggestions: children’s accounts, change govt incentives, contributions to beneficiaries, sidecar accounts
Q&As:
– Unanswerable question – when to buy and sell a share
– Tax cutting advice is worrying
– NZ Super already sort of means tested
– Nobody tells you to apply for Super
– “It’s time Kiwis were more reliant!”
– Aussies get big tax break on Super
Q&As:
– Will younger people get NZ Super?
– Raising NZ Super age would be gradual
– Do all over 65s apply for Super?
– Generous pensioners …
– … But one Scrooge!
– When KiwiSaver and other funds are not what they seem
Are you making the most of bank deposit insurance?
– What is covered and what not?
– How to make the most of it
– Use a higher-risk deposit taker to get more interest?
Q&As:
– Avoid having both investments and debt…
– …and therefore skip the mortgage
– One way to solve NZ Super problem?
– “Vehement disagreement” over means testing NZ Super
– NZ on world stage over Super
– Overseas pensions confiscated?
ACT’s good KiwiSaver idea — and the 2 KiwiSaver changes I most want
– ACT idea: $500 to every Year 11 student. Learn about investing. Reward at end.
– My change 1: Govt pays 3.5% KiwiSaver contributions for beneficiaries.
– My change 2: Sidecar KiwiSaver accounts to use in emergencies.