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Bestseller Get Rich Slow
"Get Rich Slow: How to grow your wealth the safe & savvy way" is Mary's 237-page book published by Penguin.The book was published before KiwiSaver started, but it is about timeless investment principles that will probably always apply.
Most of us lack the nerve to be entrepreneurs, but award-winning finance writer Mary Holm shows how you can get richer - slowly but surely - and still sleep soundly.
All get rich quick ideas involve risk, and often also time, effort and the other key ingredient - luck. For those of us who are happy to settle for less risk, and less work, Get Rich Slow provides an accessible, step-by-step look at how to safely grow wealthier.
You may be grappling with an important financial decision, such as:
Get Rich Slow also includes insightful chapters on teaching children the value of money, how our gender affects our investing, good borrowing versus bad borrowing, debt management and many more personal finance issues.
Have a look through the contents below or read before you buy. Enjoy the first and last chapters of Mary Holm's Get Rich Slow in pdf format by clicking here.
Buy Mary Holm's book, Get Rich SlowYour local bookseller may no longer stock Get Rich Slow, but they can order it for you from Penguin.
Bestseller: "Get Rich Slow" was New Zealand's top selling finance book in its first weeks on the market. Booksellers New Zealand, www.booksellers.co.nz
"For clarity and a common sense approach, backed by solid research, Holm continues to set a benchmark for financial journalists." Invest Today magazine
"Award-winning newspaper columnist Mary Holm offers no-nonsense advice that certainly won't turn you into a millionaire overnight, but nor will its advice keep you awake worrying whether your money is at risk." North and South
"At last, a book for people who want to safeguard their savings and sleep at night, while still growing their wealth....Mary Holm's obvious experience and knowledge of the pitfalls and poor statistics of get-rich-quick schemes makes comforting reading as she gently explains safe and simply ways to save." Daily Post, Rotorua
"This book gives excellent balanced advice ... The book is well set out, easy to read, and has letters 'From the Mailbox' which give interesting examples of situations to illustrate various points... Altogether, this book is good value for anyone who has decided to save and invest for their future, but doesn't know where to start." Rating 5 stars out of 5. Kathryn Dalglish, on Good Returns website
"This is a book you'll go back to time and again." Hauraki Herald
PART I: TIME TO GET REAL
Chapter 1 GETTING RICH QUICK?The impossible dream?
Lotteries, horses & casinos
PART II: LET’S START WITH THE BASICS
Chapter 2 SPENDING WISELYGreat debate: credit cards v. eftpos
Online: card info
Chapter 3 SAVING EASILYPay yourself first
What a difference
Seize the chance
What about inflation?
Where to put the savings?
Rainy day dollars
PART III: BORROWING IS NOT NECESSARILY BAD
Chapter 4 BAD BORROWINGBurrowing into borrowing
An expert opinion?
Breaking out of the holiday trap
Chapter 5 GOOD BORROWING – FOR YOUR HOME, RENTAL PROPERTY AND MOREGetting into gear
What about home ownership?
The cheapest loans
From the Mailbox – A good question
Tax breaks not so great
Chapter 6 CHOOSING A MORTGAGEGreat debate: revolving credit v. traditional mortgages
Great debate: fixed v. floating mortgages
Slash those payments?
Chapter 7 REPAYING DEBTThe best ‘investment’?
Great debate: investing v. repaying a mortgage
Just how good is repaying your mortgage?
From the Mailbox – Keep it simple
Chapter 8 OWNING YOUR HOME – A GOOD INVESTMENT?Great debate: renting v. home ownership
Six tips for tenants
From the Mailbox – What’s so great about owning your home?
Using that equity
PART IV: YOUR FIRST BIG INVESTMENT DECISION
Chapter 9 YOUR NEEDS; YOUR PERSONALITYFirst things first
PART V: SUCCESSFUL INVESTING STRATEGIES
Chapter 10 DIVERSIFYScattering the seeds
Where our fairy tale falls down
A dollar each way
He asked for it
From the Mailbox – Spread out
Chapter 11 GO OFFSHORETaking on the world
Great debate: New Zealand v. international shares
Why not offshore?
Great debate: Australian v. international shares
Chapter 12 DON’T BAIL OUTHang in there
When you should sell
When you should buy
PART VI: WATCHING THE CLOCK
Chapter 13 WHEN TO INVEST?The third big question: when?
A tick a tick a tick a tick a timing …
Chapter 14 DON’T CHASE LAST YEAR’S WINNERSIgnore the rear-view mirror
Why don’t winners stay winners?
If only we knew
Chapter 15 TIME IS MONEYBen knew a thing or two
A magic number
PART VII: IT’S ALL IN THE WAY YOU LOOK AT LIFE
Chapter 16 HOW OUR EMOTIONS AFFECT OUR INVESTINGHow does it feel?
The roll of coins
Your response to risk
From the Mailbox – You can overdo caution
Chapter 17 HOW OUR GENDER AFFECTS OUR INVESTING‘His & Hers’ investment styles
Great debate: trading v. buy and hold
The ultimate buyer and holder
PART VIII: WEIGHING UP THE OPTIONS
Chapter 18 MAKING INVESTMENT CHOICESFrom the Mailbox – Which term deposit?
Great debate: term deposits v. corporate bonds
Ladder to success
The ups and downs of bonds
Great debate: rental property v. shares
Great debate: shares v. share funds
PART IX: KEEPING BAD STUFF AT BAY
Chapter 19 COVERING RISK – WHAT TO INSURE AND WHAT NOT TOLife, limbs and livelihood
Watch for inflation
Four insurance tips
Term is tops
Great debate: low v. high insurance excesses
A clever idea
Chapter 20 WATCHING YOUR BACK – THEY’RE OUT TO GET YOUInvestor beware
Online: scam info
PART X: LIFE STAGES
Chapter 21 TEACHING THE CHILDREN WELLKids, cash and cards
Online: stuff for kids
When can children do what?
Chapter 22 PLANNING FOR THE BIG R – HOW TO CRUISE INTO RETIREMENTMoving the goalposts
Three questions about the tables
From the Mailbox – Live it up now
What is an annuity?
Online: information on state sector scheme
From the Mailbox – Time to reduce risk
When to transfer?
PART XI: PUTTING IT ALL TOGETHER
Chapter 23 YOUR ACTION PLAN
Reviews of Mary's previous book, "Investing Made Simple", also published by Penguin:
"This is a very sane, useful book, full of common-sense advice
expressed in plain English…. Recommended." Heidi Thomson, Dominion
Or write to her at:
PO Box 32
© All material on this website is copyright Mary Holm