Kiwi Saver, Mary Holm financial writer and columnist

  Independent and down to earth financial info you can trust
  from Mary Holm, New Zealand's most widely read investment writer


Read Mary's current Herald column on-line now, listen to recent radio broadcasts, or search the archives for previous subjects in her Herald and syndicated columns or broadcasts.

Something About Mary

Mary Holm financial writerQantas Media Award-winning columnist Mary Holm writes a Q&A personal finance column in the Weekend Herald, is interviewed on money issues every second Thursday on National Radio, and presents highly praised seminars (see Seminars page). She is a director of the Financial Markets Authority and of Financial Services Complaints Ltd (FSCL), and frequently discusses personal finance in the media.

Mary is the author of five books, three of which were on the NZ bestseller list. They include "Get Rich Slow" and "Investing Made Simple" (both published by Penguin), and three books about KiwiSaver (published by Random House but now out of print). She has also written three booklets for the Reserve Bank, the most recent being Upside, Downside – a guide to risk for savers and investors".

She holds a BA in economic history (Victoria University of Wellington), MA in journalism (University of Michigan) and MBA in finance (University of Chicago, where she was taught by Nobel Laureate Merton Miller and graduated in the top 15%.).

Earlier work includes: Director of the Banking Ombudsman Scheme for six years ending January 2016; part-time senior lecturer in Financial Literacy at the University of Auckland for five years ending 2013; and syndicated columnist in the Dominion Post, Christchurch Press, Waikato Times and Gisborne Herald for 16 years ending 2013.

She has also been a member of: the evaluation panel for KiwiSaver default providers in 2014, the External Advisory Group for Treasury's Long-Term Fiscal Statement in 2013, the Savings Working Group in 2010-11, and the Capital Market Development Taskforce in 2009. She also helped to develop the KiwiSaver Fund Finder on She has been business editor of the Auckland Sun and Auckland Star, and has covered personal finance for the NZ Listener, Australian Financial Review and Chicago Tribune.

She enjoys movies and plays, walking in wild places, swimming, and meeting with friends.

PLEASE NOTE: The opinions Mary expresses in her writing and on this website are in no way connected with the Financial Markets Authority or Financial Services Complaints Ltd.

What Readers Say

Mary routinely edits out compliments from letters before running them in her columns. But here are some recent comments:
  • I just wanted to write and say well done for being so clear, calm and gracious in all your advice. I read your column and listen to you on National Radio with Jesse on the days when I am driving hither and yon.
  • Have enjoyed your writing over the years and it feels like you are a trusted friend with lots of good advice.
  • We have followed your column for years. I will continue our tradition of reading your column. I think my husband had a wee crush on you!
  • I listen to you on Jesse Muligan's RNZ show regularly and have just read your book on KiwiSaver, and like your style and straight forward advice.
  • Thoroughly enjoy your column every week --- you are very good company over the weekend!
  • Thank you for your column - It's the first thing I go to in the weekend Herald
  • Keep up the good work! Your articles help the person in the street understand the intricacies of this modern financial world!
  • I look forward to and read your NZ Herald article religiously every week and have learnt a significant amount from the letters and responses. I also received some really good advice and support from you last year when I contacted you about a “dodgy” financial adviser.
  • I organise my work diary so that I can listen to your sound advice on RNZ every week, and it has helped me enormously.
  • I have read your column for some years and am now at last a resident of NZ.
  • Your weekly column is a welcome addition to the Business Herald. I wrote to you a long time ago and your advice was very helpful - thank you.
  • Many thanks for any advice, and for years of enjoyable reading. I never thought that I would read the business section, yet yours is the first page I read every Saturday.
  • I am thankful for your efforts to give your readers a clear picture of Kiwi Saver. It has beautifully modified my psychology of “Ever spending Care free” nature.
  • I'm working my way through the Radio NZ archives - it's all very helpful! Thanks very much.
  • I love your column; refreshingly honest advice, free of vested interests. Like many others I suspect I have little confidence in most financial advisers.
  • I see online it’s suggested some call you NZ’s financial aunt. I’m 73, so some of us think of you as NZ’s Financial Niece!
  • Now if we could just get rid of that pesky commercial underneath your advice you could then have ALL of the page, which would be wonderful in my view..............Thank you again for being the best part of my weekly business reading.
  • I do not have a financial adviser but trust you and like your columns.
  • It’s me again. A devoted follower of your column, from which I have mined so many rich gems over the years…. There was no KiwiSaver then. Mary, your regular, and authoritative advice on this scheme in your column must be of tremendous help to every person 65 and under in employment…
  • Love your chats on RNZ with Jesse!
  • Thanks for the fantastic column- a real highlight of the weekend paper!
  • I do enjoy your column and have learned enormously from it, clipping some columns and sending to children in various parts of the world.
  • I own and have enjoyed reading your two excellent books - Investing Made Simple and Get Rich Slow - and I have recommended them to relatives and friends when I can.
  • I regularly read your Saturday column in the NZ Herald and find that your analysis and advise is of a high calibre.
  • I read your column every week, often go back to research topics on your website and recently got a copy of Upside Downside.
  • You are still doing great columns in the Herald. You make the business pages a whole lot more interesting to read.
  • Your column is required reading!
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