Kiwi Saver, Mary Holm financial writer and columnist

  Independent and down to earth financial info you can trust
  from Mary Holm, New Zealand's most widely read investment writer


Read Mary's current Herald column on-line now, listen to recent radio broadcasts, or search the archives for previous subjects in her Herald and syndicated columns or broadcasts.

Something About Mary

Mary Holm financial writerQantas Media Award-winning columnist Mary Holm writes a Q&A personal finance column in the Weekend Herald, and is interviewed on money issues each Thursday on National Radio. She is a member of the Financial Markets Authority board, and a director of the Banking Ombudsman Scheme. Mary also presents seminars, and frequently discusses personal finance in the media.

Mary is the author of five books, three of which were on the NZ bestseller list. They include "Get Rich Slow" and "Investing Made Simple" (both published by Penguin), and three books about KiwiSaver (published by Random House but now out of print). She has also written three booklets for the Reserve Bank, the most recent being Upside, Downside – a guide to risk for savers and investors".

She holds a BA in economic history (Victoria University of Wellington), MA in journalism (University of Michigan) and MBA in finance (University of Chicago, where she was taught by Nobel Laureate Merton Miller and graduated in the top 15%.).

From 1997 to 2013, Mary also wrote a syndicated column that appeared fortnightly in the Christchurch Press, Dominion Post, Gisborne Herald and Waikato Times. And from 2009 to 2013 she was a part-time senior lecturer in Financial Literacy at the University of Auckland.

She has also been a member of: the evaluation panel for KiwiSaver default providers in 2014, the External Advisory Group for Treasury's Long-Term Fiscal Statement in 2013, the Savings Working Group in 2010-11, and the Capital Market Development Taskforce in 2009. She also helped to develop the KiwiSaver Fund Finder on She has been business editor of the Auckland Sun and Auckland Star, and has covered personal finance for the NZ Listener, Australian Financial Review and Chicago Tribune.

She enjoys movies and plays, walking in wild places, swimming, and meeting with friends.

PLEASE NOTE: The opinions Mary expresses in her writing and on this website are in no way connected with the Financial Markets Authority or the Banking Ombudsman Scheme.

What Readers Say

Mary routinely edits out compliments from letters before running them in her columns. But here are some recent comments:
  • I do think you personally do a very good job of batting it right down the middle of a pool full of sharks, snake oil salesmen, conmen, robbers, rogues, bankers, politicians, vested interests, barrow pushers and tax men.
  • Oh, and by the way, I love your advice - knowledgeable, sensible and down to earth.
  • I’ve emailed you before about a Kiwisaver curly and your advice was bang on.
  • I think you are fantastic…. After my father died I discovered a box amongst his possessions, bearing my name, and inside it was a huge collection of "Mary Holm" pages which he had saved for me..
  • I still love your rapport with the readers, serious and comical at the same time!
  • Keep up the good work – you give out intelligent and thoughtful answers and I’m sure your other readers trust you like I do.
  • I always have a look at your column during my Saturday morning Herald reading ritual …Occasionally there’s a letter that amuses me in that it seems the writer’s main purpose is to show-off at how well they’ve done financially! Conversely, I admire the bravery of some for whom things have not panned out so well, who have written in to see if there’s any hope, and then it is heartening to see how many other readers care enough to write in with helpful input.
  • You gave easily understood financial advice to a generation that were never taught to save for the future at all. Thanks again.
  • Firstly, what a great service you provide to financial literacy in this country….
    Please keep up the good work!
  • I am a frequent reader of your column. I am a particular admirer of your tact and patience. I agree with all of your writing which I have read….Thank you for the books and the weekly column..
  • I enjoy your column and have read some of your books, which are lucid and very readable.
  • Your column is the one reason I purchase the Saturday Herald, not because I understand much about investments and money things but because it makes for interesting reading and I generally agree with your advice.
  • I am an avid follower of your column and an admirer of yours.
  • I always go first to the Business section of the Herald and read your column. I’ve learnt so much from the questions and answers.
  • I enjoy your columns. Compulsory reading.
  • Yours is the first column I read each Saturday of the NZH online, your comments are very informative.
  • I always read your page - there is always something to think about.   My late husband was an Authorised Financial Adviser, and your Saturday column was  required reading!
  • I am a fan of yours - only columns that I find easy to read.
  • Still enjoy your column immensely and it is the only reason I buy the Saturday NZ Herald most weekends.
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