Kiwi Saver, Mary Holm financial writer and columnist

  Independent and down to earth financial info you can trust
  from Mary Holm, New Zealand's most widely read investment writer


Read Mary's current Herald column on-line now, listen to recent radio broadcasts, or search the archives for previous subjects in her Herald and syndicated columns or broadcasts.

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Something About Mary

Mary Holm financial writerQantas Media Award-winning columnist Mary Holm writes a Q&A personal finance column in the Weekend Herald, is interviewed on money issues every second Thursday on National Radio, and presents highly praised seminars (see Seminars page). She is a director of the Financial Markets Authority and of Financial Services Complaints Ltd (FSCL), and frequently discusses personal finance in the media.

Mary is the author of five books, three of which were on the NZ bestseller list. They include "Get Rich Slow" and "Investing Made Simple" (both published by Penguin), and three books about KiwiSaver (published by Random House but now out of print). She has also written three booklets for the Reserve Bank, the most recent being Upside, Downside – a guide to risk for savers and investors".

She holds a BA in economic history (Victoria University of Wellington), MA in journalism (University of Michigan) and MBA in finance (University of Chicago, where she was taught by Nobel Laureate Merton Miller and graduated in the top 15%.).

Earlier work includes: Director of the Banking Ombudsman Scheme for six years ending January 2016; part-time senior lecturer in Financial Literacy at the University of Auckland for five years ending 2013; and syndicated columnist in the Dominion Post, Christchurch Press, Waikato Times and Gisborne Herald for 16 years ending 2013.

She has also been a member of: the evaluation panel for KiwiSaver default providers in 2014, the External Advisory Group for Treasury's Long-Term Fiscal Statement in 2013, the Savings Working Group in 2010-11, and the Capital Market Development Taskforce in 2009. She also helped to develop the KiwiSaver Fund Finder on She has been business editor of the Auckland Sun and Auckland Star, and has covered personal finance for the NZ Listener, Australian Financial Review and Chicago Tribune.

She enjoys movies and plays, walking in wild places, swimming, and meeting with friends.

PLEASE NOTE: The opinions Mary expresses in her writing and on this website are in no way connected with the Financial Markets Authority or Financial Services Complaints Ltd.

What Readers Say

Mary routinely edits out compliments from letters before running them in her columns. But here are some recent comments:
  • Thank you for opening my and many others' eyes to the often confusing world of investment.
  • Heard you on the radio just now Mary. Thought you were great. Very clear, very understandable.
  • Apart from Mary Holm (who I wish was my 'go to' Aunty!) there is a massive lack of information showing exactly HOW to invest….
  • Love your work.
  • Thank you for taking the time to consider my situation so carefully. I am so grateful and appreciative for your wise advice….It’s much better than trying to figure it all out in isolation.
  • I enjoy reading your column each week very much, and also enjoy listening to 'The Money Segment' with Jesse Mulligan when I can catch it. I thought the "Upside, downside" publication you wrote for the Reserve Bank was excellent too, and I have shared it with many friends.
  • I read your Saturday column in the Herald without fail. I also enjoy your Thursday half hour with Jesse Mulligan on RNZ
  • I always check out your column in Saturday's Herald – lots of interesting stories and certainly a range of experiences!
  • I read with great interest last Saturday, your piece about the ability to claim back voluntary contributions to the UK pension scheme. We are regular readers of your column, and this is not the first time we have read something helpful, so thank you for all of it!
  • I really like your friendly, trustworthy advice.
  • I just love your column, best thing in the Herald on a Saturday.
  • I am financially illiterate, however enjoy reading, and learning, from your column. Many thanks.
  • I love listening to you on RNZ, and I'm always impressed at how you can make financial information digestible, practical and interesting, and you come at it from a variety of angles.
  • Such an excellent column, I love reading it.
  • Congratulations on 'Upside Downside - a guide to risk for savers and investors' - great value and characteristically direct, useful and human.
  • I always attempt to read your columns as you are the one person out there that gives good advice.
  • By the way, your column is the best thing in the Saturday Herald.
  • Love your Saturday column and I highlight points of interest to me and keep them in a folder for future reference. Awesome debates instigating food for thought.
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