Kiwi Saver, Mary Holm financial writer and columnist

  Independent and down to earth financial info you can trust
  from Mary Holm, New Zealand's most widely read investment writer


Read Mary's current Herald column on-line now, listen to recent radio broadcasts, or search the archives for previous subjects in her Herald and syndicated columns or broadcasts.

Something About Mary

Mary Holm financial writerQantas Media Award-winning columnist Mary Holm writes a Q&A personal finance column in the Weekend Herald, and is interviewed on money issues every second Thursday on National Radio. She is a member of the Financial Markets Authority board. Mary also presents seminars, and frequently discusses personal finance in the media.

Mary is the author of five books, three of which were on the NZ bestseller list. They include "Get Rich Slow" and "Investing Made Simple" (both published by Penguin), and three books about KiwiSaver (published by Random House but now out of print). She has also written three booklets for the Reserve Bank, the most recent being Upside, Downside – a guide to risk for savers and investors".

She holds a BA in economic history (Victoria University of Wellington), MA in journalism (University of Michigan) and MBA in finance (University of Chicago, where she was taught by Nobel Laureate Merton Miller and graduated in the top 15%.).

Earlier work includes: Director of the Banking Ombudsman Scheme for six years ending January 2016; part-time senior lecturer in Financial Literacy at the University of Auckland for five years ending 2013; and syndicated columnist in the Dominion Post, Christchurch Press, Waikato Times and Gisborne Herald for 16 years ending 2013.

She has also been a member of: the evaluation panel for KiwiSaver default providers in 2014, the External Advisory Group for Treasury's Long-Term Fiscal Statement in 2013, the Savings Working Group in 2010-11, and the Capital Market Development Taskforce in 2009. She also helped to develop the KiwiSaver Fund Finder on She has been business editor of the Auckland Sun and Auckland Star, and has covered personal finance for the NZ Listener, Australian Financial Review and Chicago Tribune.

She enjoys movies and plays, walking in wild places, swimming, and meeting with friends.

PLEASE NOTE: The opinions Mary expresses in her writing and on this website are in no way connected with the Financial Markets Authority or the Banking Ombudsman Scheme.

What Readers Say

Mary routinely edits out compliments from letters before running them in her columns. But here are some recent comments:
  • I always enjoy your columns and your talks on RNZ.
  • I see online it’s suggested some call you NZ’s financial aunt. I’m 73, so some of us think of you as NZ’s Financial Niece! I do enjoy your column.
  • Keep up your great work educating the masses on matters financial!
  • Now if we could just get rid of that pesky commercial underneath your advice you could then have ALL of the page, which would be wonderful in my view. Thank you again for being the best part of my weekly business reading.
  • I do enjoy your column and have learned enormously from it, clipping some columns and sending to children in various parts of the world.
  • I do not have a financial adviser but trust you and like your columns.
  • I love reading your column. It has been very helpful over the years and I actually paid off my student loan with your advice.
  • Thanks for the effort you put into the column, I always enjoy reading it. Hey, what happened to that correspondent that, a few years back, reckoned gold was the only way to go?
  • I admire your common sense and intellect regarding finance.
  • I read your column every week, often go back to research topics on your website and recently got a copy of Upside Downside.
  • Please keep up the good work. Your column and several other similar weekly columns should be compulsory reading for secondary students and all through people’s lives!
  • Just a wee note to say how much I enjoy your column. Thoroughly interesting and informative!
  • Love your column.
  • Thanks for the fantastic column - a real highlight of the weekend paper!
  • A quick note to say I still love your work. Your recent NZ Herald columns on advisers etc have been exceptional.
  • The level of financial literacy is woeful in NZ and your works I am sure are really influential in changing this situation.
  • Thank you for your column – I’m another who enjoys the stories (and replies), which enliven my Herald browsing.
  • Thanks again for what you do via your column and your website. I agree with pretty much all you say. You provide a valuable, plain-English, commonsense, 'go to' that fills a real gap for consumers.
  • Look forward to your column each week in the Herald. It is a great place to glean information that I pass to my now adult kids, in an effort to help them make sound decisions to prosper through their working lives and into retirement.
  • You are still doing great columns in the Herald. You make the business pages a whole lot more interesting to read.
  • Your column is required reading!
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